Health insurance coverage pays for provider services, medications, hospital care, and special equipment when you’re sick. It is also important when you’re not sick. Most coverage includes immunizations or vaccines for children and adults, annual visits for women and seniors, obesity screening, counseling for people of all ages, and more for freeOpens a new tab.

Keep your coverage by paying your monthly premiums (if you have them).

Insurance plans can differ by the providers you see and how much you have to pay. Contact your health insurance plan or insurance company to make sure you understand what services and providers your plan will pay for and how much each visit or medicine will cost. Ask them for a Summary of Benefits and CoverageOpens a new tab document that summarizes the key features of the plan or coverage, such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.

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Helpful health insurance definitions

Find more information about some of the more common health insurance terms.

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Your insurance card or other document

Learn how to identify important information on an example of what your insurance card may look like.

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Questions for your insurance company

Learn what questions you can ask that will help you understand your health insurance coverage.

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